Public Adjusting

Charlotte County, FL

Hurricane Helene or Milton Damage?

  • Water Damage
  • Hail Damage
  • Roof Leak
  • Flood Damage
  • Mold Damage
  • Smoke & Fire Damage
  • Hurricane Damage
  • Storm/Wind
  • Damage Assessment
  • Denied/Underpaid Claims


Claims We Can Help With!

Hurricane

Storm/Wind

Fire/Smoke

Hail

Water

Mold

Flood

Roof

Your Damage Claims Advocate

941-297-2596

Insurance companies often issue a check shortly after a disaster, but it’s usually for far less than what you may actually be entitled to after a thorough investigation by a Public Adjuster. Their goal is to minimize your claim and reduce their payout. Call us now to get a proper claim!

Property Damage Help

Hurricane - Water - Flood - Storm/Wind - Mold - Fire - Hail - Roof

Our Public Adjusters will inspect and document your property damage,

negotiate for you, and fight to get you the compensation you deserve!

What Is A Public Adjuster?

Public Insurance Adjusters are licensed professionals who represent you in assessing the value of your property loss and negotiating with the insurance company on your behalf. Their goal is to restore your property to its pre-loss value by ensuring you receive the maximum settlement possible. Our team of licensed and bonded public adjusters is just a phone call away, ready to help you navigate the claims process and get the most for your property loss claim.


After a disaster results in property damage or a total loss, the insurance company requires you to document and prove your losses. For many policyholders, this process can be overwhelming as they try to rebuild their lives while navigating complex insurance forms and policy language. In these stressful situations, the last thing you want is to handle the complicated paperwork and negotiations with the insurance company. Insurers often hope you'll accept their first offer without the help of an experienced professional, which is one reason they remain so profitable.


By working with a knowledgeable public adjuster, you can ensure that your claim is thoroughly documented and negotiated to achieve the best possible outcome, saving you time and stress.

There are three types of adjusters:

 

  1. A company adjuster who the insurance company has on staff. 
  2. An independent adjuster, who the insurance company hires. The insurance company pays them to handle their claims and protect their interests
  3. A Public Adjuster is the only adjuster who is the policyholder’s advocate. The Public Adjuster works only for the policyholder, representing their interest and maximizing the claim for the insured, not minimizing for the insurance company.

 

What Can a Public Adjuster Do?


A public adjuster can ease the burden for policyholders faced with various types of storm related or other damage. Public adjusters are trained advocates who are an exclusive group who are also licensed and bonded to work exclusively for insured policyholders. Public adjusters prepare, present and adjust claims on the behalf of insured policyholders.


Get help with your Damage Claims

When disaster strikes, negotiating your property loss can feel overwhelming. A Public Adjuster is your advocate, fighting to ensure you receive every dollar you're entitled to. Unlike insurance company adjusters, a Public Adjuster works solely for you. They conduct a thorough property inspection, assess visible and hidden damage, handle all the complex paperwork, and follow up with the insurance company until the claim is resolved. The truth is, payouts are often significantly higher when a Public Adjuster is involved. Having experienced professionals on your side can greatly improve your chances of a fair settlement.



Our licensed and bonded Public Adjusters work exclusively for YOU, the policyholder, to secure the maximum compensation for your damages. Get the help you need as soon as possible to protect your interests and ensure the best outcome.

Using a Public Adjuster means higher payouts!

As hurricanes grow stronger, damage to homes, buildings, and infrastructure is becoming increasingly common, leading to a rise in insurance claims for repairs. Navigating the claims process can be confusing, stressful, and often results in a payout that falls short of covering all the necessary repairs.

Keep in mind that an insurance adjuster works for the insurance company. They frequently provide lower estimates than your contractors, leaving you with out-of-pocket expenses. Insurance companies aim to minimize their payouts and may not cover all the damage caused by a hurricane. However, policyholders who hire a public adjuster typically receive payouts that are 700% higher, on average.

For example, Florida state law mandates that if 25% or more of your roof is damaged, the entire roof must be replaced. Insurance companies often claim the damage is just under 25%, but we ensure you're fully covered.

Denied claims are more common than you might expect. Insurance companies can deny claims based on installation, design, or construction issues. Our team of experts knows how to properly file hurricane damage insurance claims, reducing the chances of denials and maximizing your settlement.

Your Damage Claims Advocate

941-297-2596

Get A Free Consultation!

We obtain the best results for your insurance claims

Your Damage Claims Advocate

941-297-2596

Serving Charlotte County, FL and surrounding areas

Murdock

Harbour Heights

Port Charlotte

El Jobean

Gulf Cove

Charlotte Harbor

Punta Gorda

Englewood East

Manasota Key

Boca Grande

Grove City

Pebble Beach

Rotonda West

South Gulf Cove

Cape Haze

Placida

Charlotte Park

Acline

Babcock Ranch

Your Damage Claims Advocate

941-297-2596

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